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Schoolcraft College

Financial Aid

We help you find ways to pay for your education.

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About / Apply for FAFSA / Maintaining Your Aid

Maintaining Your Aid

It is important to note that along with the benefits that financial aid offers, there are rights and responsibilities for the recipients. Be sure to familiarize yourself with the basic rights and responsibilities of financial aid as well as those that are specific to any type of aid you receive.

Maintain Satisfactory Academic Progress

  • Cumulative Schoolcraft GPA minimum of 2.0,
  • Cumulative Schoolcraft Completion Rate* of 67% or better,
  • Attempted fewer than 150% of the student’s official Schoolcraft College academic program requirements, including Schoolcraft credits and those transferred in.

    *Completion Rate is calculated by dividing the number of credits completed by the number attempted. For example, if a student registers for 12 credit hours, withdraws from 4 credits and passes the other 8 credit hours, their completion rate would be 8 out of 12 credits  = 66%.

Remain in a valid program of study

  • Invalid programs include: Non-Degree Seeking, Undecided, Education Transfer, Health Transfer, and Guest.
  • All registered classes must fall within your valid program of study.
  • Programs can be updated at the Registration Center.

Maintain at least 6 credit hours

  • In order to qualify for federal student loans, students must be in at least 6 credits hours each semester they are receiving a loan.
  • Always check with the Office of Financial Aid before dropping or withdrawing from a class.
  • Be aware of the Important Dates related to each semester.

Attend your classes

  • Instructors are required to report attendance to the Office of Financial Aid to meet federal requirements. If you are reported as not attending one or more of your courses, your federal aid may be reduced or declined. You will be responsible for any balance to the college this adjustment causes.

Loan Reduction or Cancellation

  • Student loans may be re-calculated at any time based on certain situations. Some of these situations (not all inclusive) are:
    • You enroll in only late start courses
    • You fall below 6 credit hours
    • It is reported you are not attending class(es)
    • You receive additional assistance (ex: scholarship, employee tuition grants)
    • You withdraw from courses
    • You can only receive aid at one school at a time

Additional Information

Repeat Coursework

Federal regulation limits the number of times a student may repeat a course and receive financial aid for that course

  • A student may receive aid when repeating a course that was previously failed (received a U, 0.0 or NS), regardless of the number of times the course was attempted and failed.
  • A student may receive aid to repeat a previously passed course one additional time.
  • If a student retakes a course that is not aid eligible, the aid is adjusted to exclude the credits for the repeated course. This rule applies whether or not the student received aid for earlier enrollments in the course.

Complete Withdrawal (Return of Title IV Funds and Unearned Financial Aid)

When a student completely withdraws or walks away from his/her classes, federal law requires the college and sometimes the student to return a percentage of the Title IV funds received by the student. The number of days a student has attended during the semester determines the amount of the students’ earned Federal Title IV funds. Unearned Title IV funds must be returned to the federal government. The college must return a portion of the students’ unearned aid. Students will owe the college for any resulting unpaid institutional charges (tuition, fees and bookstore charges). In addition, students must return to the federal government a portion of unearned funds received in excess of tuition and fees. Students will be ineligible for future financial aid at any college or university if the unearned funds are not repaid to the U.S. Department of Education.

Contact the Office of Financial Aid for more information on Return of Title IV Funds.

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    Contact Information

    Financial Aid

    Livonia Main Campus
    McDowell Student Center, Room 150

    734-462-4433
    734-462-4527 (Fax)
    [email protected]

    Office Hours

    Monday–Friday: 8:00 a.m.–5:00 p.m.

    Ocelot Live Chat Hours

    Weekdays
    9:00 a.m. - 11:00 a.m.
    1:00 p.m. - 3:00 p.m.


    Note: Our primary source of communication is via your SCmail account. Monitor your SCmail and Ocelot Access accounts regularly for any updates regarding your financial aid status.

    Schoolcraft College

    18600 Haggerty Road, Livonia MI 48152     
    734-462-4400     
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