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Course Description

Business - BUS 204

Personal Finance (3-0) 3 Cr. Hrs.

Course Description

This course is a practical study of problems and solutions facing the consumer in today's society. The major areas that are covered in this course include personal budgeting, bank and financial institution comparison, strategies in the use and application of credit, insurance alternatives, housing alternatives, large item purchasing (such as automobiles) and occupational choices.


(A requirement that must be completed before taking this course.)

  • ENG 101 or minimum test score of 22 ACT-English, 29 SAT-Writing and Language or 108 CPT-Sentence Skills.

Course Competencies

Upon successful completion of the course, the student should be able to:

  • Develop strategies for obtaining, managing and conserving assets.
  • Assess the key elements of successful career planning.
  • Evaluate tools for conducting monetary asset management activities.
  • Explore strategies for obtaining credit and managing debt.
  • Apply the appropriate steps for the acquisition of a major purchase.
  • Employ risk-management principles to address threats to income and assets.
  • Evaluate financial strength and progress.
  • Characterize the impact of income taxes on financial planning.
  • Differentiate between various investments and the related risk factors.
  • Monitor personal spending over a specific period of time.

Course Schedule

 CourseSectionCourse TitleModeCredit HoursInstructorsFeeSeats Available ⁄Capacity ⁄WaitlistStatusDays-Time-Room

Spring; 2018; BUSINESS; No of Weeks : 7; Begins : 5/7/2018

 204122444Personal FinanceOnline3Mellnick G$12.0031/31/0Open 

Summer; 2018; BUSINESS; No of Weeks : 7; Begins : 7/2/2018

 204132404Personal FinanceOnline3Mellnick G$12.0031/31/0Open 

Winter; 2018; BUSINESS; No of Weeks : 12; Begins : 1/29/2018

 204112446Personal FinanceOnline3Hill M$12.0012/31/0Open 

Winter; 2018; BUSINESS; No of Weeks : 15; Begins : 1/8/2018

 204112444Personal FinanceOnline3Hill M$12.0011/31/0Open 
 204112635Personal Finance 3Mellnick G$12.009/30/0OpenT R  12:00 PM-01:20 PM AS710